The Best Precious Metals IRA Companies
Written by Bill Thomas - April 1, 2023
It's 2023 and traditional retirement accounts are no longer the smart investment they once were. Portfolio diversification has become a necessity for soon-to-be retirees, and assets with intrinsic value have become the most stable choice.
Precious metal IRA companies not only offer investments in assets with real-world value, but they also offer tax benefits like that of traditional IRAs.
Keep reading for the best precious metal IRA companies on the market based on business ratings, customer feedback, transparency, professionalism, and amount of business done in the field.
Disclosure: We may receive compensation if you purchase through the links on this website. However, this does not affect how much you pay or the integrity of our review. We simply choose the best option for retirees.
Ranking # | Company | Best _____ | Rating | Contact |
|---|---|---|---|---|
#1 |  | Best for 401K & IRA Rollovers | 4.9/5 Rating | |
#2 |  | Best Client Feedback | 4.8/5 Rating | |
#3 |  | Best Buyback Program | 4.7/5 Rating | |
#4 |  | Most Experience | 4.5/5 Rating | |
#5 |  | Lowest Minimum | 4.3/5 Rating |
#1 Best Pricing
4.9/5 Rating
#2 Best Client Feedback
4.8/5 Rating
#3 Best Buyback Program
4.7/5 Rating
#4 Most Experience
4.5/5 Rating
#5 Lowest Minimum
4.3/5 Rating
The Top Precious Metal IRA Companies in Detail
#1 Goldco Precious Metals
Best for 401K & IRA Rollovers
Rated 4.9/5 Stars
Key Features
About Goldco Precious Metals
Goldco is the top precious metal IRA company for numerous reasons. They have a wealth of experience in the field, A+ business ratings by the BBB, BCA, TrustLink, TrustPilot, and Consumer Affairs, and overwhelmingly positive customer reviews. They are a company to be trusted and only employ knowledgable and experienced precious metal agents.
With Goldco, you get white-glove customer service and an agent walking you through every step of the investment process from start to finish, including the paperwork. The company also has a no-pressure sales approach; you're free to reach out, ask questions, and learn more about the company before making an investment decision. The minimum investment for IRA with Goldco is $25,000.
Another advantage of working with Goldco Precious Metals is its buy-back guarantee. Unlike other providers, this firm allows customers to sell back their metals should you change your mind about the investment. Additionally, it accepts existing retirement accounts and can assist with the rollover process. An investment specialist can even help you move funds from one retirement account to another.
Who is Goldco Precious Metals Best For?
Goldco works best for people who:
Fees & Minimum Investment
Minimum Investment
Yearly Fees
Promotions
$25,000
$150-300
Up to $10,000 in free silver on qualifying orders
Pros
Cons
#2 Augusta Precious Metals
Best Client Feedback
Rated 4.8/5 Stars
Key Features
About Augusta Precious Metals
Augusta Precious Metals is one of the most trusted companies when it comes to precious metals IRAs. It is known for its customer-first philosophy and commitment to transparency. Their gold and silver IRAs have an excellent record with the Better Business Bureau, and they have never had a complaint filed against them. The company also provides free advice to their customers.
The company uses alternative IRS-approved physical gold and silver IRA investment structures that have proven to increase customer wealth more rapidly than traditional investments. The company also uses a third-party compliance team that includes a seasoned attorney. This gives you peace of mind as you build your IRA. Additionally, Augusta Precious Metals has multiple depositories, which increases your chance of finding one near you.
In addition to offering an IRA, Augusta Precious Metals also offers a gold coin buyback program and competitive prices on precious metals. Customers can also enroll in free one-on-one webinars with Hardvard economist Devlyn Steele to learn more about precious metals and the IRA. Their website also contains detailed information about the precious metals IRA and offers helpful FAQ pages.
Augusta Precious Metals has two locations in the U.S. and has earned a 5.0 rating on TrustLink. The company is led by Isaac Nuriani, a former financial executive who spent more than 20 years working to educate retirees about market policies and economic factors. He is an entrepreneur and has also served as a director for several Silicon Valley companies.
Augusta Precious Metals' minimum investment is $50,000. However, other reputable companies offer lower minimums. While this can be a disadvantage for some investors, this is not an issue if you have the money to invest. This company also has a transparent fee structure. They charge $80 for custodial maintenance and $100 for depository storage.
Fees & Minimum Investment
Minimum Investment
Fees:
Promotions
$50,000
$180 per year
Up to 10 years of fees waived
Pros
Cons
#3 American Hartford Gold
Best Buyback Program
Rated 4.7/5 Stars
Key Features
About American Hartford Gold
If you're looking for a company to hold your precious metals IRA, you can trust American Hartford Gold. Not only does the company offer a free account setup and rollover, but it also offers no-fee storage and maintenance services. This makes it an attractive option for many investors. Moreover, American Hartford also offers a comprehensive investor education program, and the company's prices are reasonable.
American Hartford Gold is a reputable company with an A+ rating from the Better Business Bureau and an excellent 4.9 rating from Consumer Affairs and TrustLink. It offers retirement accounts that invest in precious metals, including gold and silver. Aside from physical gold bars, it also offers paper investments, such as ETFs and stocks focused on the gold industry.
The company offers gold, silver, and platinum IRAs and has knowledgeable and friendly customer service staff. They can help you with your application and offer advice on choosing the right metals for your investment portfolio. American Hartford Gold is one of the largest precious metal IRA companies in the United States, making it a good choice for investors who are looking for a safe, convenient and competitively priced option.
The American Hartford Gold Group has been around for quite some time and has a high reputation among investors. This company offers a wide range of gold and silver investments, as well as a buyback commitment. Although American Hartford Gold has a high markup, it has received numerous positive reviews and has been endorsed by prominent personalities like Bill O'Reilly.
The company offers gold IRAs and prides itself on its fast and easy account setup. While some companies claim 24-hour account setup, American Hartford Gold is in the middle, and the entire process will take only a few days. They will work with your custodian or storage facility to set up your account.
Fees & Minimum Investment
Fees:
Minimum Investment:
Not public
No specific minimum investment
Pros
Cons
#4 Birch Gold Group
Best Education
Rated 4.5/5 Stars
Key Features
About Birch Gold Group
Birch Gold Group is a company dedicated to helping their customers invest in precious metals. They are committed to customer empowerment, education, and efficiency. They treat each customer as an individual and pair them with a specialist who understands the industry and understands their goals. This way, they can help you make a well-informed decision.
Birch Gold Group offers a flexible precious metal IRA with gold and silver bars, coins, and rounds. The company is a family-run business based in Los Angeles, and has earned several industry accolades. In fact, they were named the number one gold company on the Inc. 5000 list for 2021. This company also offers a self-directed gold IRA.
Birch Gold Group offers two different types of IRAs: self-directed and licensed custodian. The company also helps customers set up their accounts and fund them. This helps you avoid the hassle of dealing with multiple service providers and dealing with the IRS.
Birch Gold Group is a renowned precious metals dealer with many years of experience. Founded in 2003, they have been helping customers diversify their savings and have dozens of Precious Metal Specialists who educate their customers on the benefits of investing in precious metals.
Birch Gold Group also offers a personal representative service to help customers through the entire process. This personal representative guides you through the entire process and answers any questions you may have. They also offer a glossary of terms to help you navigate the process. Birch Gold Group is one of the best precious metal IRA companies to choose for your gold and silver IRA.
Birch Gold Group works with a number of depository locations in the United States. Some of the most popular options are the Delaware Depository and Brinks Global Services. Birch Gold Group will also provide you with a tracking number and email confirmation of the delivery of your precious metals.
Fees & Minimum Investment
Fees:
Investment Minimum:
Not public
$10,000
Pros
Cons
#5 Noble Gold - Lowest Minimum Investment
4.4/5 Rating
- Minimum Investment: $2,000
If you are looking for a gold IRA, Noble Gold Investments is a great choice. The company pairs you with a reliable advisor, who doesn't use high-pressure sales tactics. It also lets you roll over your existing IRA money to the new IRA without any tax penalties. In addition, its custodian, Equity Institutional, offers 24 hour access to your account.
While choosing a precious metal investment company, it is important to do a thorough research on the company. You don't want to invest in a company that charges you hundreds of dollars to invest a few hundred dollars. You also want to make sure that you don't sign any official contracts without checking. You should also avoid companies that seem too good to be true. If you're not sure, you can check with your friends and family.
The company's friendly customer support is another plus. If you're unsure about what precious metal to invest in, their representatives will guide you through the process and help you understand the rules and regulations. This company also offers a wide selection of precious metals that are delivered immediately. In addition, it has top ratings from the BBB and BCA. Setting up an IRA with them is simple and convenient.
Choosing a precious metal IRA company is important if you are serious about investing in precious metals. Not only does it offer you tax benefits, but you will also be able to rollover your funds. It is important to choose a precious metal IRA company that has a quick and efficient transaction process.
Who is Noble Gold Investments Best For?